Call reports 2024
PEOPLESBANK — 2024
What PEOPLESBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,193,424,000 | 4,398,977,000 | 4,304,718,000 | 4,313,700,000 |
| Total loans | 3,295,458,000 | 3,351,256,000 | 3,360,669,000 | 3,393,922,000 |
| Allowance for loan losses | 18,331,000 | 17,919,000 | 16,426,000 | 16,167,000 |
| Securities available for sale | 556,429,000 | 564,069,000 | 576,122,000 | 547,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,434,370,000 | 3,625,766,000 | 3,654,512,000 | 3,364,021,000 |
| Interest-bearing deposits | 2,860,317,000 | 3,062,183,000 | 3,069,018,000 | 2,757,348,000 |
| Noninterest-bearing deposits | 574,053,000 | 563,583,000 | 585,494,000 | 606,673,000 |
| Equity capital | 346,325,000 | 352,461,000 | 362,880,000 | 364,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 48,910,000 | 100,683,000 | 153,511,000 | 206,390,000 |
| Interest expense | 23,642,000 | 49,864,000 | 77,723,000 | 103,866,000 |
| Net interest income | 25,268,000 | 50,819,000 | 75,788,000 | 102,524,000 |
| Noninterest income | 7,138,000 | 12,857,000 | 22,256,000 | 30,968,000 |
| Noninterest expense | 22,707,000 | 43,085,000 | 64,648,000 | 88,219,000 |
| Provision for loan losses | 3,640,000 | 4,727,000 | 7,523,000 | 9,819,000 |
| Pretax income | 3,635,000 | 13,716,000 | 22,480,000 | 28,898,000 |
| Income tax | 712,000 | 3,003,000 | 4,951,000 | 6,144,000 |
| Net income | 2,923,000 | 10,713,000 | 17,529,000 | 22,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 364,129,000 | 372,816,000 | 380,529,000 | 390,346,000 |
| Total capital | 382,459,000 | 390,735,000 | 396,955,000 | 406,513,000 |
| Risk-weighted assets | 3,426,552,000 | 3,525,236,000 | 3,409,612,000 | 3,428,771,000 |