Call reports 2023
PEOPLESBANK — 2023
What PEOPLESBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,751,167,000 | 3,998,845,000 | 3,942,468,000 | 4,087,757,000 |
| Total loans | 2,935,045,000 | 3,033,566,000 | 3,071,393,000 | 3,203,546,000 |
| Allowance for loan losses | 16,429,000 | 14,889,000 | 14,898,000 | 16,031,000 |
| Securities available for sale | 520,109,000 | 537,081,000 | 530,235,000 | 551,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,214,172,000 | 3,209,930,000 | 3,355,548,000 | 3,169,844,000 |
| Interest-bearing deposits | 2,562,419,000 | 2,616,916,000 | 2,762,290,000 | 2,590,068,000 |
| Noninterest-bearing deposits | 651,753,000 | 593,014,000 | 593,258,000 | 579,776,000 |
| Equity capital | 356,391,000 | 357,431,000 | 356,025,000 | 340,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 37,423,000 | 78,432,000 | 121,779,000 | 167,469,000 |
| Interest expense | 10,520,000 | 26,309,000 | 44,930,000 | 66,191,000 |
| Net interest income | 26,903,000 | 52,123,000 | 76,849,000 | 101,278,000 |
| Noninterest income | 7,236,000 | 12,091,000 | 18,432,000 | 16,918,000 |
| Noninterest expense | 21,601,000 | 42,073,000 | 62,133,000 | 74,728,000 |
| Provision for loan losses | 1,011,000 | 670,000 | 1,765,000 | 4,347,000 |
| Pretax income | 8,500,000 | 17,957,000 | 27,235,000 | 36,398,000 |
| Income tax | 2,061,000 | 4,383,000 | 6,304,000 | 2,540,000 |
| Net income | 6,439,000 | 13,574,000 | 20,931,000 | 33,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 375,054,000 | 382,013,000 | 390,237,000 | 360,307,000 |
| Total capital | 391,483,000 | 396,902,000 | 405,134,000 | 376,338,000 |
| Risk-weighted assets | 3,049,856,000 | 3,159,944,000 | 3,226,975,000 | 3,312,639,000 |