Call reports 2022
PEOPLESBANK — 2022
What PEOPLESBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,751,672,000 | 3,510,190,000 | 3,573,220,000 | 3,668,204,000 |
| Total loans | 2,562,589,000 | 2,690,041,000 | 2,772,944,000 | 2,841,585,000 |
| Allowance for loan losses | 23,976,000 | 25,873,000 | 26,852,000 | 25,900,000 |
| Securities available for sale | 511,072,000 | 498,535,000 | 489,650,000 | 507,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,295,698,000 | 3,036,567,000 | 2,994,787,000 | 3,113,914,000 |
| Interest-bearing deposits | 2,641,740,000 | 2,385,806,000 | 2,323,378,000 | 2,465,230,000 |
| Noninterest-bearing deposits | 653,958,000 | 650,761,000 | 671,409,000 | 648,684,000 |
| Equity capital | 340,065,000 | 331,085,000 | 321,390,000 | 333,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 26,762,000 | 54,887,000 | 86,544,000 | 122,051,000 |
| Interest expense | 2,781,000 | 4,981,000 | 8,439,000 | 15,267,000 |
| Net interest income | 23,981,000 | 49,906,000 | 78,105,000 | 106,784,000 |
| Noninterest income | 4,113,000 | 14,287,000 | 19,098,000 | 23,113,000 |
| Noninterest expense | 20,338,000 | 38,402,000 | 57,557,000 | 77,681,000 |
| Provision for loan losses | 684,000 | 2,986,000 | 4,495,000 | 5,616,000 |
| Pretax income | 9,454,000 | 20,012,000 | 29,724,000 | 44,516,000 |
| Income tax | 2,224,000 | 5,458,000 | 8,143,000 | 10,183,000 |
| Net income | 7,230,000 | 14,554,000 | 21,581,000 | 34,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 329,444,000 | 336,591,000 | 344,515,000 | 360,745,000 |
| Total capital | 353,420,000 | 362,464,000 | 371,367,000 | 386,645,000 |
| Risk-weighted assets | 2,838,711,000 | 2,977,671,000 | 2,935,001,000 | 3,008,279,000 |