Call reports 2021
PEOPLESBANK — 2021
What PEOPLESBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,472,044,000 | 3,576,258,000 | 3,439,206,000 | 3,580,270,000 |
| Total loans | 2,352,805,000 | 2,342,872,000 | 2,507,799,000 | 2,537,720,000 |
| Allowance for loan losses | 24,321,000 | 23,193,000 | 24,193,000 | 23,896,000 |
| Securities available for sale | 400,996,000 | 419,752,000 | 469,231,000 | 475,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,607,031,000 | 2,734,018,000 | 2,988,973,000 | 3,123,653,000 |
| Interest-bearing deposits | 2,030,432,000 | 2,120,006,000 | 2,387,365,000 | 2,466,806,000 |
| Noninterest-bearing deposits | 576,599,000 | 614,012,000 | 601,608,000 | 656,847,000 |
| Equity capital | 318,533,000 | 326,969,000 | 331,954,000 | 342,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 24,965,000 | 49,977,000 | 75,747,000 | 101,958,000 |
| Interest expense | 4,444,000 | 7,798,000 | 10,791,000 | 13,696,000 |
| Net interest income | 20,521,000 | 42,179,000 | 64,956,000 | 88,262,000 |
| Noninterest income | 4,455,000 | 11,119,000 | 16,793,000 | 16,035,000 |
| Noninterest expense | 22,437,000 | 40,178,000 | 57,928,000 | 76,175,000 |
| Provision for loan losses | 948,000 | 26,000 | 1,583,000 | 1,971,000 |
| Pretax income | 2,500,000 | 14,957,000 | 22,979,000 | 30,230,000 |
| Income tax | 23,000 | 3,281,000 | 5,383,000 | 1,118,000 |
| Net income | 2,477,000 | 11,676,000 | 17,596,000 | 29,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 299,470,000 | 308,741,000 | 315,558,000 | 326,837,000 |
| Total capital | 323,791,000 | 331,934,000 | 339,751,000 | 350,733,000 |
| Risk-weighted assets | 2,472,724,000 | 2,515,070,000 | 2,706,454,000 | 2,748,171,000 |