Call reports 2020
PEOPLESBANK — 2020
What PEOPLESBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,988,667,000 | 3,195,812,000 | 3,233,477,000 | 3,345,747,000 |
| Total loans | 2,280,399,000 | 2,424,672,000 | 2,410,098,000 | 2,384,639,000 |
| Allowance for loan losses | 15,482,000 | 25,813,000 | 26,179,000 | 23,884,000 |
| Securities available for sale | 370,499,000 | 387,369,000 | 384,670,000 | 380,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,099,540,000 | 2,266,150,000 | 2,244,872,000 | 2,439,391,000 |
| Interest-bearing deposits | 1,686,287,000 | 1,728,599,000 | 1,742,603,000 | 1,889,400,000 |
| Noninterest-bearing deposits | 413,253,000 | 537,551,000 | 502,269,000 | 549,991,000 |
| Equity capital | 291,503,000 | 290,336,000 | 299,724,000 | 311,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 26,742,000 | 52,572,000 | 78,441,000 | 104,454,000 |
| Interest expense | 6,779,000 | 11,720,000 | 16,580,000 | 21,201,000 |
| Net interest income | 19,963,000 | 40,852,000 | 61,861,000 | 83,253,000 |
| Noninterest income | 4,911,000 | 9,825,000 | 15,566,000 | 20,426,000 |
| Noninterest expense | 17,196,000 | 33,445,000 | 49,544,000 | 68,000,000 |
| Provision for loan losses | 472,000 | 10,880,000 | 11,822,000 | 10,230,000 |
| Pretax income | 7,769,000 | 6,908,000 | 16,617,000 | 27,270,000 |
| Income tax | 2,014,000 | 1,634,000 | 4,205,000 | 5,257,000 |
| Net income | 5,755,000 | 5,274,000 | 12,412,000 | 22,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 277,230,000 | 276,572,000 | 284,608,000 | 295,563,000 |
| Total capital | 292,712,000 | 302,385,000 | 310,787,000 | 319,447,000 |
| Risk-weighted assets | 2,349,129,000 | 2,499,920,000 | 2,531,313,000 | 2,488,596,000 |