Call reports 2019
PEOPLESBANK — 2019
What PEOPLESBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,857,710,000 | 2,906,350,000 | 2,926,907,000 | 2,943,806,000 |
| Total loans | 2,204,844,000 | 2,242,742,000 | 2,257,500,000 | 2,263,102,000 |
| Allowance for loan losses | 13,865,000 | 14,223,000 | 14,703,000 | 15,270,000 |
| Securities available for sale | 397,706,000 | 358,538,000 | 348,913,000 | 368,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,128,504,000 | 2,008,668,000 | 2,064,134,000 | 1,938,870,000 |
| Interest-bearing deposits | 1,745,858,000 | 1,617,941,000 | 1,681,693,000 | 1,535,509,000 |
| Noninterest-bearing deposits | 382,646,000 | 390,727,000 | 382,441,000 | 403,361,000 |
| Equity capital | 276,206,000 | 283,680,000 | 295,442,000 | 297,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 27,435,000 | 55,264,000 | 83,179,000 | 110,832,000 |
| Interest expense | 7,436,000 | 15,328,000 | 23,195,000 | 30,501,000 |
| Net interest income | 19,999,000 | 39,936,000 | 59,984,000 | 80,331,000 |
| Noninterest income | 3,902,000 | 8,503,000 | 13,112,000 | 11,429,000 |
| Noninterest expense | 17,299,000 | 33,389,000 | 48,508,000 | 63,881,000 |
| Provision for loan losses | -223,000 | 348,000 | 1,156,000 | 2,133,000 |
| Pretax income | 7,733,000 | 14,910,000 | 23,744,000 | 26,058,000 |
| Income tax | 1,978,000 | 3,794,000 | 6,132,000 | 898,000 |
| Net income | 5,755,000 | 11,116,000 | 17,612,000 | 25,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,285,000 | 257,542,000 | 264,937,000 | 272,952,000 |
| Total capital | 265,150,000 | 271,765,000 | 279,640,000 | 288,222,000 |
| Risk-weighted assets | 2,186,635,000 | 2,236,609,000 | 2,264,498,000 | 2,252,841,000 |