Call reports 2018
PEOPLESBANK — 2018
What PEOPLESBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,413,818,000 | 2,530,590,000 | 2,494,103,000 | 2,867,537,000 |
| Total loans | 1,818,854,000 | 1,924,554,000 | 1,928,191,000 | 2,206,324,000 |
| Allowance for loan losses | 14,106,000 | 14,456,000 | 14,255,000 | 14,388,000 |
| Securities available for sale | 382,133,000 | 400,820,000 | 349,675,000 | 363,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,741,118,000 | 1,936,959,000 | 1,811,988,000 | 2,067,507,000 |
| Interest-bearing deposits | 1,460,190,000 | 1,641,903,000 | 1,521,484,000 | 1,690,438,000 |
| Noninterest-bearing deposits | 280,928,000 | 295,056,000 | 290,504,000 | 377,069,000 |
| Equity capital | 214,889,000 | 219,559,000 | 223,942,000 | 268,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 20,627,000 | 42,879,000 | 66,261,000 | 90,998,000 |
| Interest expense | 4,506,000 | 9,797,000 | 15,844,000 | 22,565,000 |
| Net interest income | 16,121,000 | 33,082,000 | 50,417,000 | 68,433,000 |
| Noninterest income | 3,218,000 | 6,808,000 | 10,768,000 | 13,892,000 |
| Noninterest expense | 13,241,000 | 26,271,000 | 39,243,000 | 58,255,000 |
| Provision for loan losses | -18,000 | 434,000 | 991,000 | 1,415,000 |
| Pretax income | 6,116,000 | 13,230,000 | 21,016,000 | 22,720,000 |
| Income tax | 1,144,000 | 2,536,000 | 4,149,000 | 3,490,000 |
| Net income | 4,972,000 | 10,694,000 | 16,867,000 | 19,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,597,000 | 234,319,000 | 240,492,000 | 244,631,000 |
| Total capital | 242,703,000 | 248,775,000 | 254,747,000 | 259,019,000 |
| Risk-weighted assets | 1,879,040,000 | 1,980,048,000 | 1,982,738,000 | 2,185,617,000 |