Call reports 2017
PEOPLESBANK — 2017
What PEOPLESBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,131,702,000 | 2,298,764,000 | 2,326,217,000 | 2,358,124,000 |
| Total loans | 1,641,153,000 | 1,692,998,000 | 1,735,812,000 | 1,775,770,000 |
| Allowance for loan losses | 13,656,000 | 13,852,000 | 14,161,000 | 14,373,000 |
| Securities available for sale | 346,025,000 | 355,449,000 | 389,563,000 | 375,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,669,548,000 | 1,659,825,000 | 1,620,537,000 | 1,635,633,000 |
| Interest-bearing deposits | 1,390,574,000 | 1,381,975,000 | 1,346,267,000 | 1,354,898,000 |
| Noninterest-bearing deposits | 278,974,000 | 277,850,000 | 274,270,000 | 280,735,000 |
| Equity capital | 201,405,000 | 207,366,000 | 213,045,000 | 213,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 17,379,000 | 35,908,000 | 55,644,000 | 75,782,000 |
| Interest expense | 2,889,000 | 6,087,000 | 9,885,000 | 13,908,000 |
| Net interest income | 14,490,000 | 29,821,000 | 45,759,000 | 61,874,000 |
| Noninterest income | 2,860,000 | 6,124,000 | 13,765,000 | 14,675,000 |
| Noninterest expense | 12,577,000 | 28,443,000 | 40,798,000 | 53,588,000 |
| Provision for loan losses | 806,000 | 1,235,000 | 1,701,000 | 2,420,000 |
| Pretax income | 3,967,000 | 9,487,000 | 17,099,000 | 20,693,000 |
| Income tax | 1,085,000 | 1,751,000 | 3,999,000 | 7,858,000 |
| Net income | 2,882,000 | 7,736,000 | 13,100,000 | 12,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,852,000 | 216,706,000 | 222,071,000 | 224,102,000 |
| Total capital | 225,508,000 | 230,558,000 | 236,232,000 | 238,475,000 |
| Risk-weighted assets | 1,611,479,000 | 1,693,180,000 | 1,776,214,000 | 1,842,570,000 |