Call reports 2016
PEOPLESBANK — 2016
What PEOPLESBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,023,547,000 | 2,052,696,000 | 2,061,529,000 | 2,056,809,000 |
| Total loans | 1,461,709,000 | 1,542,563,000 | 1,569,905,000 | 1,576,170,000 |
| Allowance for loan losses | 13,013,000 | 13,294,000 | 13,370,000 | 13,021,000 |
| Securities available for sale | 418,830,000 | 330,138,000 | 343,078,000 | 338,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,616,138,000 | 1,662,160,000 | 1,562,519,000 | 1,585,835,000 |
| Interest-bearing deposits | 1,365,308,000 | 1,408,106,000 | 1,287,980,000 | 1,309,796,000 |
| Noninterest-bearing deposits | 250,830,000 | 254,054,000 | 274,539,000 | 276,039,000 |
| Equity capital | 192,338,000 | 195,957,000 | 198,709,000 | 198,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 16,430,000 | 32,924,000 | 49,659,000 | 66,624,000 |
| Interest expense | 3,615,000 | 7,184,000 | 10,502,000 | 13,195,000 |
| Net interest income | 12,815,000 | 25,740,000 | 39,157,000 | 53,429,000 |
| Noninterest income | 2,952,000 | 6,205,000 | 9,525,000 | 7,832,000 |
| Noninterest expense | 11,861,000 | 23,772,000 | 35,454,000 | 48,367,000 |
| Provision for loan losses | 683,000 | 1,084,000 | 1,343,000 | 1,217,000 |
| Pretax income | 3,346,000 | 7,542,000 | 12,352,000 | 12,168,000 |
| Income tax | 806,000 | 1,887,000 | 3,313,000 | -604,000 |
| Net income | 2,540,000 | 5,655,000 | 9,039,000 | 12,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,738,000 | 201,854,000 | 205,237,000 | 208,970,000 |
| Total capital | 211,751,000 | 215,148,000 | 218,607,000 | 221,991,000 |
| Risk-weighted assets | 1,468,449,000 | 1,524,884,000 | 1,539,960,000 | 1,569,874,000 |