Call reports 2015
PEOPLESBANK — 2015
What PEOPLESBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,984,838,000 | 2,010,466,000 | 2,035,949,000 | 1,998,066,000 |
| Total loans | 1,312,026,000 | 1,357,286,000 | 1,413,324,000 | 1,438,471,000 |
| Allowance for loan losses | 11,855,000 | 11,925,000 | 12,300,000 | 12,449,000 |
| Securities available for sale | 519,312,000 | 509,814,000 | 451,959,000 | 413,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,595,963,000 | 1,636,448,000 | 1,563,170,000 | 1,594,778,000 |
| Interest-bearing deposits | 1,381,363,000 | 1,417,408,000 | 1,324,036,000 | 1,350,015,000 |
| Noninterest-bearing deposits | 214,600,000 | 219,040,000 | 239,134,000 | 244,763,000 |
| Equity capital | 182,753,000 | 183,398,000 | 187,825,000 | 187,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 15,882,000 | 31,751,000 | 47,956,000 | 64,133,000 |
| Interest expense | 3,484,000 | 7,050,000 | 10,639,000 | 14,199,000 |
| Net interest income | 12,398,000 | 24,701,000 | 37,317,000 | 49,934,000 |
| Noninterest income | 2,675,000 | 5,604,000 | 8,480,000 | 10,967,000 |
| Noninterest expense | 11,998,000 | 23,673,000 | 35,299,000 | 46,968,000 |
| Provision for loan losses | 71,000 | 267,000 | 819,000 | 1,160,000 |
| Pretax income | 3,173,000 | 6,800,000 | 10,139,000 | 13,270,000 |
| Income tax | 673,000 | 1,559,000 | 2,309,000 | 3,001,000 |
| Net income | 2,500,000 | 5,241,000 | 7,830,000 | 10,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,430,000 | 191,171,000 | 193,760,000 | 196,198,000 |
| Total capital | 200,285,000 | 203,096,000 | 206,060,000 | 208,647,000 |
| Risk-weighted assets | 1,396,699,000 | 1,424,657,000 | 1,457,915,000 | 1,420,243,000 |