Call reports 2014
PEOPLESBANK — 2014
What PEOPLESBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,829,903,000 | 1,859,738,000 | 1,840,164,000 | 1,918,568,000 |
| Total loans | 1,160,279,000 | 1,191,163,000 | 1,222,584,000 | 1,291,735,000 |
| Allowance for loan losses | 11,165,000 | 11,400,000 | 11,580,000 | 11,877,000 |
| Securities available for sale | 502,386,000 | 499,600,000 | 488,004,000 | 482,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,475,433,000 | 1,500,760,000 | 1,451,971,000 | 1,552,533,000 |
| Interest-bearing deposits | 1,298,310,000 | 1,314,119,000 | 1,262,765,000 | 1,337,597,000 |
| Noninterest-bearing deposits | 177,123,000 | 186,641,000 | 189,206,000 | 214,936,000 |
| Equity capital | 167,339,000 | 173,859,000 | 175,455,000 | 181,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 15,542,000 | 31,203,000 | 46,984,000 | 62,947,000 |
| Interest expense | 3,459,000 | 6,944,000 | 10,437,000 | 13,956,000 |
| Net interest income | 12,083,000 | 24,259,000 | 36,547,000 | 48,991,000 |
| Noninterest income | 2,210,000 | 4,619,000 | 7,284,000 | 10,108,000 |
| Noninterest expense | 10,870,000 | 21,753,000 | 32,836,000 | 44,902,000 |
| Provision for loan losses | 72,000 | 416,000 | 816,000 | 1,260,000 |
| Pretax income | 3,671,000 | 7,009,000 | 10,673,000 | 13,602,000 |
| Income tax | 888,000 | 1,571,000 | 2,413,000 | 2,766,000 |
| Net income | 2,783,000 | 5,438,000 | 8,260,000 | 10,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,877,000 | 180,532,000 | 183,354,000 | 185,930,000 |
| Total capital | 189,042,000 | 191,932,000 | 194,934,000 | 197,807,000 |
| Risk-weighted assets | 1,257,258,000 | 1,280,568,000 | 1,305,600,000 | 1,357,675,000 |