Call reports 2013
PEOPLESBANK — 2013
What PEOPLESBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,767,567,000 | 1,815,306,000 | 1,846,619,000 | 1,827,377,000 |
| Total loans | 1,040,009,000 | 1,083,062,000 | 1,156,012,000 | 1,163,398,000 |
| Allowance for loan losses | 10,558,000 | 10,877,000 | 11,785,000 | 12,742,000 |
| Securities available for sale | 555,492,000 | 561,813,000 | 553,261,000 | 521,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,410,928,000 | 1,468,976,000 | 1,415,142,000 | 1,430,722,000 |
| Interest-bearing deposits | 1,245,245,000 | 1,303,360,000 | 1,251,495,000 | 1,255,931,000 |
| Noninterest-bearing deposits | 165,683,000 | 165,616,000 | 163,647,000 | 174,791,000 |
| Equity capital | 170,876,000 | 161,166,000 | 160,842,000 | 160,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 14,399,000 | 29,236,000 | 44,770,000 | 60,605,000 |
| Interest expense | 3,636,000 | 7,308,000 | 10,990,000 | 14,582,000 |
| Net interest income | 10,763,000 | 21,928,000 | 33,780,000 | 46,023,000 |
| Noninterest income | 3,927,000 | 6,642,000 | 9,233,000 | 11,808,000 |
| Noninterest expense | 10,585,000 | 21,184,000 | 31,841,000 | 43,181,000 |
| Provision for loan losses | 267,000 | 615,000 | 1,580,000 | 2,920,000 |
| Pretax income | 4,191,000 | 7,831,000 | 11,172,000 | 13,358,000 |
| Income tax | 1,115,000 | 1,955,000 | 2,659,000 | 2,875,000 |
| Net income | 3,076,000 | 5,876,000 | 8,513,000 | 10,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,545,000 | 170,348,000 | 172,997,000 | 174,961,000 |
| Total capital | 178,103,000 | 181,225,000 | 184,782,000 | 187,703,000 |
| Risk-weighted assets | 1,147,841,000 | 1,191,155,000 | 1,260,905,000 | 1,268,229,000 |