Call reports 2012
PEOPLESBANK — 2012
What PEOPLESBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,663,194,000 | 1,732,840,000 | 1,699,810,000 | 1,727,982,000 |
| Total loans | 993,060,000 | 1,006,228,000 | 1,012,387,000 | 1,025,646,000 |
| Allowance for loan losses | 11,533,000 | 10,948,000 | 11,277,000 | 10,352,000 |
| Securities available for sale | 517,824,000 | 516,451,000 | 516,085,000 | 489,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,285,555,000 | 1,349,885,000 | 1,309,362,000 | 1,370,533,000 |
| Interest-bearing deposits | 1,144,640,000 | 1,205,862,000 | 1,164,056,000 | 1,208,753,000 |
| Noninterest-bearing deposits | 140,915,000 | 144,023,000 | 145,306,000 | 161,780,000 |
| Equity capital | 162,932,000 | 166,067,000 | 170,847,000 | 169,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,572,000 | 32,606,000 | 47,735,000 | 62,258,000 |
| Interest expense | 4,582,000 | 8,677,000 | 12,747,000 | 16,588,000 |
| Net interest income | 11,990,000 | 23,929,000 | 34,988,000 | 45,670,000 |
| Noninterest income | 1,787,000 | 3,424,000 | 7,243,000 | 8,108,000 |
| Noninterest expense | 9,984,000 | 20,041,000 | 29,841,000 | 40,549,000 |
| Provision for loan losses | 1,426,000 | 2,545,000 | 2,936,000 | 3,987,000 |
| Pretax income | 4,197,000 | 7,988,000 | 12,675,000 | 14,583,000 |
| Income tax | 1,131,000 | 2,083,000 | 3,312,000 | 3,534,000 |
| Net income | 3,066,000 | 5,905,000 | 9,363,000 | 11,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,475,000 | 159,318,000 | 162,775,000 | 164,474,000 |
| Total capital | 168,008,000 | 170,266,000 | 174,052,000 | 174,826,000 |
| Risk-weighted assets | 1,094,774,000 | 1,105,986,000 | 1,113,654,000 | 1,120,053,000 |