Call reports 2011
PEOPLESBANK — 2011
What PEOPLESBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,623,835,000 | 1,670,702,000 | 1,650,294,000 | 1,653,140,000 |
| Total loans | 975,691,000 | 964,836,000 | 955,551,000 | 987,547,000 |
| Allowance for loan losses | 11,523,000 | 9,922,000 | 9,787,000 | 10,151,000 |
| Securities available for sale | 513,277,000 | 563,922,000 | 570,348,000 | 515,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,179,723,000 | 1,202,062,000 | 1,189,307,000 | 1,224,188,000 |
| Interest-bearing deposits | 1,069,238,000 | 1,088,576,000 | 1,068,020,000 | 1,095,910,000 |
| Noninterest-bearing deposits | 110,485,000 | 113,486,000 | 121,287,000 | 128,278,000 |
| Equity capital | 146,397,000 | 151,193,000 | 160,591,000 | 162,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 16,153,000 | 33,067,000 | 50,075,000 | 66,457,000 |
| Interest expense | 5,411,000 | 10,706,000 | 15,928,000 | 20,897,000 |
| Net interest income | 10,742,000 | 22,361,000 | 34,147,000 | 45,560,000 |
| Noninterest income | 2,694,000 | 5,435,000 | 7,990,000 | 10,527,000 |
| Noninterest expense | 8,948,000 | 18,724,000 | 28,312,000 | 38,438,000 |
| Provision for loan losses | 546,000 | 1,862,000 | 2,052,000 | 2,590,000 |
| Pretax income | 4,788,000 | 8,207,000 | 12,770,000 | 15,632,000 |
| Income tax | 1,367,000 | 2,218,000 | 3,528,000 | 4,092,000 |
| Net income | 3,421,000 | 5,989,000 | 9,242,000 | 11,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,268,000 | 147,844,000 | 151,099,000 | 153,403,000 |
| Total capital | 156,791,000 | 157,766,000 | 160,886,000 | 163,554,000 |
| Risk-weighted assets | 1,082,395,000 | 1,077,724,000 | 1,071,772,000 | 1,089,303,000 |