Call reports 2010
PEOPLESBANK — 2010
What PEOPLESBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,553,993,000 | 1,585,888,000 | 1,578,408,000 | 1,588,453,000 |
| Total loans | 1,005,410,000 | 1,014,453,000 | 1,014,553,000 | 1,010,615,000 |
| Allowance for loan losses | 10,120,000 | 10,354,000 | 10,441,000 | 10,944,000 |
| Securities available for sale | 415,511,000 | 415,188,000 | 440,444,000 | 421,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,080,520,000 | 1,135,393,000 | 1,109,111,000 | 1,136,418,000 |
| Interest-bearing deposits | 980,684,000 | 1,020,837,000 | 1,001,795,000 | 1,024,767,000 |
| Noninterest-bearing deposits | 99,836,000 | 114,556,000 | 107,316,000 | 111,651,000 |
| Equity capital | 135,285,000 | 140,875,000 | 145,108,000 | 143,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 16,585,000 | 33,000,000 | 49,869,000 | 66,144,000 |
| Interest expense | 6,583,000 | 12,935,000 | 18,935,000 | 24,707,000 |
| Net interest income | 10,002,000 | 20,065,000 | 30,934,000 | 41,437,000 |
| Noninterest income | 2,061,000 | 4,700,000 | 7,006,000 | 8,032,000 |
| Noninterest expense | 9,058,000 | 18,664,000 | 27,959,000 | 37,333,000 |
| Provision for loan losses | 481,000 | 734,000 | 729,000 | 2,017,000 |
| Pretax income | 2,524,000 | 5,859,000 | 10,209,000 | 11,076,000 |
| Income tax | 573,000 | 1,398,000 | 2,683,000 | 2,428,000 |
| Net income | 1,951,000 | 4,461,000 | 7,526,000 | 8,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,194,000 | 137,700,000 | 140,766,000 | 141,884,000 |
| Total capital | 145,314,000 | 148,054,000 | 151,207,000 | 152,828,000 |
| Risk-weighted assets | 1,043,090,000 | 1,080,371,000 | 1,071,243,000 | 1,071,418,000 |