Call reports 2009
PEOPLESBANK — 2009
What PEOPLESBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,464,408,000 | 1,498,244,000 | 1,491,375,000 | 1,519,857,000 |
| Total loans | 1,080,727,000 | 1,061,479,000 | 1,035,860,000 | 1,026,052,000 |
| Allowance for loan losses | 9,082,000 | 9,125,000 | 9,002,000 | 9,588,000 |
| Securities available for sale | 227,731,000 | 300,356,000 | 347,473,000 | 360,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 936,323,000 | 985,511,000 | 1,002,518,000 | 1,037,078,000 |
| Interest-bearing deposits | 855,418,000 | 904,947,000 | 918,161,000 | 943,936,000 |
| Noninterest-bearing deposits | 80,905,000 | 80,564,000 | 84,357,000 | 93,142,000 |
| Equity capital | 127,768,000 | 130,450,000 | 136,493,000 | 137,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 18,129,000 | 35,998,000 | 53,636,000 | 70,939,000 |
| Interest expense | 8,661,000 | 16,805,000 | 24,592,000 | 31,853,000 |
| Net interest income | 9,468,000 | 19,193,000 | 29,044,000 | 39,086,000 |
| Noninterest income | 2,136,000 | 4,456,000 | 7,071,000 | 9,280,000 |
| Noninterest expense | 8,285,000 | 17,490,000 | 25,734,000 | 34,711,000 |
| Provision for loan losses | 11,000 | 33,000 | 55,000 | 871,000 |
| Pretax income | 3,308,000 | 6,126,000 | 10,326,000 | 12,784,000 |
| Income tax | 1,024,000 | 1,662,000 | 3,061,000 | 3,571,000 |
| Net income | 2,284,000 | 4,464,000 | 7,265,000 | 9,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,381,000 | 128,535,000 | 131,311,000 | 133,248,000 |
| Total capital | 135,463,000 | 137,660,000 | 140,313,000 | 142,836,000 |
| Risk-weighted assets | 1,030,002,000 | 1,046,070,000 | 1,032,831,000 | 1,036,551,000 |