Call reports 2007
PEOPLESBANK — 2007
What PEOPLESBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,414,148,000 | 1,413,610,000 | 1,408,518,000 | 1,411,503,000 |
| Total loans | 1,030,387,000 | 1,036,400,000 | 1,052,252,000 | 1,049,239,000 |
| Allowance for loan losses | 8,767,000 | 8,765,000 | 8,780,000 | 8,805,000 |
| Securities available for sale | 265,349,000 | 262,030,000 | 245,022,000 | 237,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 907,119,000 | 907,316,000 | 881,935,000 | 904,198,000 |
| Interest-bearing deposits | 837,248,000 | 834,787,000 | 810,432,000 | 831,889,000 |
| Noninterest-bearing deposits | 69,871,000 | 72,529,000 | 71,503,000 | 72,309,000 |
| Equity capital | 102,398,000 | 102,222,000 | 104,542,000 | 107,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 18,621,000 | 37,362,000 | 56,732,000 | 75,885,000 |
| Interest expense | 12,591,000 | 25,311,000 | 38,390,000 | 51,011,000 |
| Net interest income | 6,030,000 | 12,051,000 | 18,342,000 | 24,874,000 |
| Noninterest income | 1,665,000 | 3,571,000 | 5,440,000 | 7,218,000 |
| Noninterest expense | 7,034,000 | 13,429,000 | 20,364,000 | 27,274,000 |
| Provision for loan losses | -83,000 | -47,000 | 3,000 | 20,000 |
| Pretax income | 745,000 | 2,241,000 | 3,416,000 | 4,799,000 |
| Income tax | 141,000 | 282,000 | 389,000 | 87,000 |
| Net income | 604,000 | 1,959,000 | 3,027,000 | 4,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,440,000 | 104,798,000 | 105,847,000 | 107,521,000 |
| Total capital | 112,207,000 | 113,563,000 | 114,627,000 | 116,326,000 |
| Risk-weighted assets | 936,909,000 | 967,976,000 | 986,151,000 | 985,822,000 |
Machine access — free, no API key
Every figure shown here about PEOPLESBANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.