Call reports 2005
PEOPLESBANK — 2005
What PEOPLESBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,060,987,000 | 1,121,578,000 | 1,195,050,000 | 1,242,037,000 |
| Total loans | 719,753,000 | 764,133,000 | 830,024,000 | 876,149,000 |
| Allowance for loan losses | 6,956,000 | 7,213,000 | 7,426,000 | 7,266,000 |
| Securities available for sale | 264,507,000 | 268,638,000 | 274,447,000 | 269,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 662,917,000 | 693,565,000 | 755,786,000 | 807,733,000 |
| Interest-bearing deposits | 582,417,000 | 616,209,000 | 674,725,000 | 735,820,000 |
| Noninterest-bearing deposits | 80,500,000 | 77,356,000 | 81,061,000 | 71,913,000 |
| Equity capital | 94,404,000 | 97,521,000 | 97,414,000 | 98,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,203,000 | 25,164,000 | 39,257,000 | 54,645,000 |
| Interest expense | 5,022,000 | 10,954,000 | 17,939,000 | 26,137,000 |
| Net interest income | 7,181,000 | 14,210,000 | 21,318,000 | 28,508,000 |
| Noninterest income | 1,488,000 | 3,128,000 | 4,517,000 | 6,140,000 |
| Noninterest expense | 6,753,000 | 13,123,000 | 19,333,000 | 26,261,000 |
| Provision for loan losses | 1,043,000 | 1,276,000 | 1,490,000 | 1,523,000 |
| Pretax income | 873,000 | 2,973,000 | 5,046,000 | 5,937,000 |
| Income tax | 304,000 | 768,000 | 1,364,000 | 1,378,000 |
| Net income | 569,000 | 2,205,000 | 3,682,000 | 4,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,231,000 | 97,869,000 | 99,338,000 | 100,209,000 |
| Total capital | 103,187,000 | 105,082,000 | 106,764,000 | 107,475,000 |
| Risk-weighted assets | 693,163,000 | 723,901,000 | 779,720,000 | 808,935,000 |
Machine access — free, no API key
Every figure shown here about PEOPLESBANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.