Call reports 2004
PEOPLESBANK — 2004
What PEOPLESBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 924,786,000 | 950,120,000 | 987,219,000 | 1,022,379,000 |
| Total loans | 577,916,000 | 603,386,000 | 653,218,000 | 684,311,000 |
| Allowance for loan losses | 5,298,000 | 5,315,000 | 5,523,000 | 5,915,000 |
| Securities available for sale | 262,513,000 | 259,941,000 | 251,746,000 | 256,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,181,000 | 584,503,000 | 594,136,000 | 623,206,000 |
| Interest-bearing deposits | 496,903,000 | 517,435,000 | 523,729,000 | 548,726,000 |
| Noninterest-bearing deposits | 72,278,000 | 67,068,000 | 70,407,000 | 74,480,000 |
| Equity capital | 93,513,000 | 92,167,000 | 95,969,000 | 96,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,991,000 | 21,919,000 | 33,348,000 | 45,102,000 |
| Interest expense | 3,724,000 | 7,522,000 | 11,560,000 | 16,023,000 |
| Net interest income | 7,267,000 | 14,397,000 | 21,788,000 | 29,079,000 |
| Noninterest income | 1,490,000 | 3,252,000 | 4,701,000 | 6,284,000 |
| Noninterest expense | 5,742,000 | 11,188,000 | 16,404,000 | 23,978,000 |
| Provision for loan losses | 90,000 | 75,000 | 491,000 | 998,000 |
| Pretax income | 2,936,000 | 6,416,000 | 9,648,000 | 10,545,000 |
| Income tax | 1,092,000 | 2,216,000 | 3,347,000 | 3,486,000 |
| Net income | 1,844,000 | 4,200,000 | 6,301,000 | 7,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,444,000 | 92,355,000 | 94,902,000 | 95,661,000 |
| Total capital | 95,742,000 | 97,670,000 | 100,425,000 | 101,576,000 |
| Risk-weighted assets | 588,889,000 | 605,610,000 | 641,820,000 | 666,602,000 |
Machine access — free, no API key
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