Call reports 2023
NORTHWEST BANK & TRUST COMPANY — 2023
What NORTHWEST BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 243,082,000 | 239,687,000 | 240,784,000 | 247,742,000 |
| Total loans | 111,628,000 | 111,628,000 | 113,589,000 | 114,215,000 |
| Allowance for loan losses | 1,690,000 | 1,693,000 | 1,612,000 | 1,654,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,743,000 | 14,796,000 | 14,403,000 | 14,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,891,000 | 204,721,000 | 205,768,000 | 213,277,000 |
| Interest-bearing deposits | 159,325,000 | 155,396,000 | 161,075,000 | 167,096,000 |
| Noninterest-bearing deposits | 49,566,000 | 49,325,000 | 44,693,000 | 46,181,000 |
| Equity capital | 21,793,000 | 21,881,000 | 22,855,000 | 22,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,918,000 | 5,944,000 | 9,215,000 | 12,512,000 |
| Interest expense | 629,000 | 1,446,000 | 2,380,000 | 3,438,000 |
| Net interest income | 2,289,000 | 4,498,000 | 6,835,000 | 9,074,000 |
| Noninterest income | 2,853,000 | 5,724,000 | 8,242,000 | 10,664,000 |
| Noninterest expense | 3,416,000 | 6,713,000 | 9,798,000 | 13,533,000 |
| Provision for loan losses | 0 | 0 | -83,000 | -46,000 |
| Pretax income | 1,726,000 | 3,509,000 | 5,279,000 | 6,205,000 |
| Income tax | 86,000 | 175,000 | 280,000 | 326,000 |
| Net income | 1,640,000 | 3,334,000 | 4,999,000 | 5,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,793,000 | 21,881,000 | 22,855,000 | 22,027,000 |