Call reports 2021
NORTHWEST BANK & TRUST COMPANY — 2021
What NORTHWEST BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 246,485,000 | 221,153,000 | 213,418,000 | 220,560,000 |
| Total loans | 143,874,000 | 131,704,000 | 130,197,000 | 126,314,000 |
| Allowance for loan losses | 1,721,000 | 1,723,000 | 1,726,000 | 1,708,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,872,000 | 12,797,000 | 13,759,000 | 13,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,779,000 | 187,493,000 | 179,001,000 | 187,048,000 |
| Interest-bearing deposits | 159,429,000 | 132,740,000 | 128,684,000 | 131,794,000 |
| Noninterest-bearing deposits | 54,350,000 | 54,753,000 | 50,317,000 | 55,254,000 |
| Equity capital | 19,839,000 | 21,423,000 | 20,775,000 | 20,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,455,000 | 6,347,000 | 8,272,000 |
| Interest expense | 195,000 | 368,000 | 524,000 | 670,000 |
| Net interest income | 1,848,000 | 4,087,000 | 5,823,000 | 7,602,000 |
| Noninterest income | 1,643,000 | 3,550,000 | 5,135,000 | 6,651,000 |
| Noninterest expense | 2,394,000 | 4,802,000 | 7,328,000 | 10,041,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 1,097,000 | 2,835,000 | 3,630,000 | 4,193,000 |
| Income tax | 55,000 | 142,000 | 181,000 | 210,000 |
| Net income | 1,042,000 | 2,693,000 | 3,449,000 | 3,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,839,000 | 21,423,000 | 20,775,000 | 20,163,000 |
| Total capital | 21,560,000 | 23,146,000 | 22,484,000 | 21,871,000 |
| Risk-weighted assets | 138,251,000 | 138,877,000 | 136,703,000 | 143,594,000 |