Call reports 2020
NORTHWEST BANK & TRUST COMPANY — 2020
What NORTHWEST BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 173,200,000 | 229,405,000 | 229,247,000 | 244,737,000 |
| Total loans | 115,441,000 | 140,352,000 | 140,251,000 | 138,742,000 |
| Allowance for loan losses | 1,491,000 | 1,714,000 | 1,710,000 | 1,713,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,385,000 | 6,614,000 | 10,301,000 | 11,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,732,000 | 200,399,000 | 198,862,000 | 213,537,000 |
| Interest-bearing deposits | 107,514,000 | 140,967,000 | 137,957,000 | 163,441,000 |
| Noninterest-bearing deposits | 37,218,000 | 59,432,000 | 60,905,000 | 50,096,000 |
| Equity capital | 17,174,000 | 17,217,000 | 18,318,000 | 18,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,716,000 | 3,439,000 | 5,147,000 | 7,117,000 |
| Interest expense | 242,000 | 488,000 | 731,000 | 956,000 |
| Net interest income | 1,474,000 | 2,951,000 | 4,416,000 | 6,161,000 |
| Noninterest income | 1,342,000 | 2,640,000 | 4,315,000 | 5,790,000 |
| Noninterest expense | 2,196,000 | 4,151,000 | 6,076,000 | 8,388,000 |
| Provision for loan losses | 0 | 220,000 | 276,000 | 280,000 |
| Pretax income | 620,000 | 1,220,000 | 2,379,000 | 3,283,000 |
| Income tax | 31,000 | 61,000 | 119,000 | 164,000 |
| Net income | 589,000 | 1,159,000 | 2,260,000 | 3,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,174,000 | 17,217,000 | 18,318,000 | 18,798,000 |
| Total capital | 18,665,000 | 18,856,000 | 19,920,000 | 20,511,000 |
| Risk-weighted assets | 132,121,000 | 131,049,000 | 128,070,000 | 138,341,000 |