Call reports 2019
NORTHWEST BANK & TRUST COMPANY — 2019
What NORTHWEST BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 163,553,000 | 163,822,000 | 160,196,000 | 167,266,000 |
| Total loans | 110,214,000 | 114,237,000 | 118,594,000 | 116,106,000 |
| Allowance for loan losses | 2,086,000 | 2,124,000 | 1,485,000 | 1,491,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,734,000 | 11,741,000 | 10,748,000 | 8,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,359,000 | 145,724,000 | 140,594,000 | 147,903,000 |
| Interest-bearing deposits | 106,595,000 | 107,723,000 | 106,095,000 | 112,122,000 |
| Noninterest-bearing deposits | 37,764,000 | 38,001,000 | 34,499,000 | 35,781,000 |
| Equity capital | 16,336,000 | 16,575,000 | 17,765,000 | 17,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,529,000 | 5,322,000 | 7,149,000 |
| Interest expense | 213,000 | 445,000 | 694,000 | 943,000 |
| Net interest income | 1,488,000 | 3,084,000 | 4,628,000 | 6,206,000 |
| Noninterest income | 1,416,000 | 2,835,000 | 4,981,000 | 6,180,000 |
| Noninterest expense | 2,185,000 | 4,306,000 | 6,301,000 | 8,322,000 |
| Provision for loan losses | 740,000 | 1,376,000 | 1,671,000 | 1,707,000 |
| Pretax income | -21,000 | 237,000 | 1,637,000 | 2,357,000 |
| Income tax | -7,000 | 12,000 | 8,000 | 30,000 |
| Net income | -14,000 | 225,000 | 1,629,000 | 2,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,336,000 | 16,575,000 | 17,765,000 | 17,104,000 |
| Total capital | 18,044,000 | 18,315,000 | 19,250,000 | 18,595,000 |
| Risk-weighted assets | 136,252,000 | 138,826,000 | 143,696,000 | 132,473,000 |