Call reports 2018
NORTHWEST BANK & TRUST COMPANY — 2018
What NORTHWEST BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 171,931,000 | 172,919,000 | 163,699,000 | 165,857,000 |
| Total loans | 95,939,000 | 97,029,000 | 100,264,000 | 108,400,000 |
| Allowance for loan losses | 1,224,000 | 1,232,000 | 1,254,000 | 1,356,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,999,000 | 12,602,000 | 14,725,000 | 15,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,932,000 | 153,631,000 | 144,626,000 | 146,367,000 |
| Interest-bearing deposits | 116,306,000 | 116,158,000 | 108,278,000 | 107,756,000 |
| Noninterest-bearing deposits | 34,626,000 | 37,473,000 | 36,348,000 | 38,611,000 |
| Equity capital | 16,871,000 | 16,697,000 | 17,008,000 | 16,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,266,000 | 5,022,000 | 6,826,000 |
| Interest expense | 218,000 | 422,000 | 609,000 | 811,000 |
| Net interest income | 1,384,000 | 2,844,000 | 4,413,000 | 6,015,000 |
| Noninterest income | 1,202,000 | 2,413,000 | 3,538,000 | 4,645,000 |
| Noninterest expense | 1,746,000 | 3,444,000 | 5,221,000 | 7,167,000 |
| Provision for loan losses | 0 | 400,000 | 475,000 | 605,000 |
| Pretax income | 840,000 | 1,413,000 | 2,255,000 | 2,888,000 |
| Income tax | 42,000 | 71,000 | 113,000 | 133,000 |
| Net income | 798,000 | 1,342,000 | 2,142,000 | 2,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,871,000 | 16,697,000 | 17,008,000 | 16,902,000 |
| Total capital | 18,095,000 | 17,929,000 | 18,262,000 | 18,258,000 |
| Risk-weighted assets | 112,056,000 | 117,870,000 | 123,073,000 | 132,920,000 |