Call reports 2017
NORTHWEST BANK & TRUST COMPANY — 2017
What NORTHWEST BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 185,404,000 | 182,758,000 | 178,083,000 | 177,240,000 |
| Total loans | 97,696,000 | 95,802,000 | 97,629,000 | 91,980,000 |
| Allowance for loan losses | 1,224,000 | 1,199,000 | 1,221,000 | 1,220,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,995,000 | 10,996,000 | 9,997,000 | 7,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,366,000 | 155,542,000 | 155,936,000 | 155,957,000 |
| Interest-bearing deposits | 119,069,000 | 118,983,000 | 118,993,000 | 118,809,000 |
| Noninterest-bearing deposits | 39,297,000 | 36,559,000 | 36,943,000 | 37,148,000 |
| Equity capital | 17,563,000 | 17,951,000 | 18,047,000 | 16,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,252,000 | 4,928,000 | 6,579,000 |
| Interest expense | 251,000 | 530,000 | 805,000 | 1,030,000 |
| Net interest income | 1,350,000 | 2,722,000 | 4,123,000 | 5,549,000 |
| Noninterest income | 1,097,000 | 2,307,000 | 3,529,000 | 4,747,000 |
| Noninterest expense | 1,816,000 | 3,458,000 | 5,213,000 | 7,045,000 |
| Provision for loan losses | 85,000 | 132,000 | 184,000 | 184,000 |
| Pretax income | 546,000 | 1,439,000 | 2,255,000 | 3,067,000 |
| Income tax | 27,000 | 72,000 | 113,000 | 115,000 |
| Net income | 519,000 | 1,367,000 | 2,142,000 | 2,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,563,000 | 17,951,000 | 18,047,000 | 16,774,000 |
| Total capital | 18,787,000 | 19,150,000 | 19,268,000 | 17,994,000 |
| Risk-weighted assets | 118,119,000 | 115,106,000 | 114,583,000 | 108,995,000 |