Call reports 2016
NORTHWEST BANK & TRUST COMPANY — 2016
What NORTHWEST BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 183,021,000 | 180,955,000 | 179,396,000 | 187,441,000 |
| Total loans | 99,690,000 | 98,691,000 | 101,003,000 | 100,245,000 |
| Allowance for loan losses | 1,327,000 | 1,103,000 | 1,248,000 | 1,282,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,991,000 | 15,493,000 | 12,992,000 | 10,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,867,000 | 154,322,000 | 151,318,000 | 159,925,000 |
| Interest-bearing deposits | 120,588,000 | 119,869,000 | 116,527,000 | 120,082,000 |
| Noninterest-bearing deposits | 35,279,000 | 34,453,000 | 34,791,000 | 39,843,000 |
| Equity capital | 17,424,000 | 17,339,000 | 17,495,000 | 17,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,130,000 | 4,739,000 | 6,249,000 |
| Interest expense | 216,000 | 434,000 | 652,000 | 876,000 |
| Net interest income | 1,354,000 | 2,696,000 | 4,087,000 | 5,373,000 |
| Noninterest income | 1,014,000 | 1,988,000 | 3,089,000 | 4,187,000 |
| Noninterest expense | 1,741,000 | 3,537,000 | 5,273,000 | 6,953,000 |
| Provision for loan losses | 0 | 45,000 | 205,000 | 335,000 |
| Pretax income | 627,000 | 1,102,000 | 1,698,000 | 2,272,000 |
| Income tax | 31,000 | 55,000 | 85,000 | 91,000 |
| Net income | 596,000 | 1,047,000 | 1,613,000 | 2,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,424,000 | 17,339,000 | 17,495,000 | 17,553,000 |
| Total capital | 18,751,000 | 18,442,000 | 18,743,000 | 18,835,000 |
| Risk-weighted assets | 120,369,000 | 119,662,000 | 120,169,000 | 118,373,000 |