Call reports 2015
NORTHWEST BANK & TRUST COMPANY — 2015
What NORTHWEST BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 190,709,000 | 188,474,000 | 182,021,000 | 185,247,000 |
| Total loans | 104,920,000 | 105,684,000 | 101,281,000 | 99,016,000 |
| Allowance for loan losses | 1,225,000 | 1,292,000 | 1,584,000 | 1,424,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,999,000 | 21,198,000 | 19,201,000 | 19,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,374,000 | 159,865,000 | 153,534,000 | 157,273,000 |
| Interest-bearing deposits | 127,792,000 | 124,392,000 | 122,086,000 | 121,590,000 |
| Noninterest-bearing deposits | 33,582,000 | 35,473,000 | 31,448,000 | 35,683,000 |
| Equity capital | 17,863,000 | 17,691,000 | 17,502,000 | 17,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,203,000 | 4,849,000 | 6,420,000 |
| Interest expense | 232,000 | 462,000 | 686,000 | 908,000 |
| Net interest income | 1,369,000 | 2,741,000 | 4,163,000 | 5,512,000 |
| Noninterest income | 1,070,000 | 2,018,000 | 3,055,000 | 3,943,000 |
| Noninterest expense | 1,812,000 | 3,507,000 | 5,101,000 | 6,765,000 |
| Provision for loan losses | 45,000 | 90,000 | 394,000 | 479,000 |
| Pretax income | 582,000 | 1,162,000 | 1,723,000 | 2,211,000 |
| Income tax | 29,000 | 58,000 | 86,000 | 84,000 |
| Net income | 553,000 | 1,104,000 | 1,637,000 | 2,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,863,000 | 17,691,000 | 17,502,000 | 17,269,000 |
| Total capital | 19,088,000 | 18,983,000 | 19,043,000 | 18,693,000 |
| Risk-weighted assets | 129,371,000 | 127,791,000 | 123,273,000 | 120,391,000 |