Call reports 2013
NORTHWEST BANK & TRUST COMPANY — 2013
What NORTHWEST BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 199,305,000 | 199,177,000 | 196,948,000 | 195,589,000 |
| Total loans | 108,252,000 | 107,992,000 | 110,576,000 | 110,128,000 |
| Allowance for loan losses | 1,460,000 | 1,452,000 | 1,694,000 | 1,671,000 |
| Securities available for sale | 19,000 | 19,000 | 19,000 | 19,000 |
| Securities held to maturity | 13,980,000 | 13,982,000 | 13,985,000 | 13,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,270,000 | 170,425,000 | 168,732,000 | 167,112,000 |
| Interest-bearing deposits | 135,998,000 | 137,083,000 | 134,627,000 | 134,033,000 |
| Noninterest-bearing deposits | 33,272,000 | 33,342,000 | 34,105,000 | 33,079,000 |
| Equity capital | 17,449,000 | 17,450,000 | 17,498,000 | 17,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,821,000 | 3,633,000 | 5,515,000 | 7,335,000 |
| Interest expense | 325,000 | 635,000 | 927,000 | 1,207,000 |
| Net interest income | 1,496,000 | 2,998,000 | 4,588,000 | 6,128,000 |
| Noninterest income | 1,227,000 | 2,441,000 | 3,603,000 | 4,839,000 |
| Noninterest expense | 2,088,000 | 4,087,000 | 6,108,000 | 8,008,000 |
| Provision for loan losses | 0 | 135,000 | 235,000 | 370,000 |
| Pretax income | 635,000 | 1,217,000 | 1,848,000 | 2,589,000 |
| Income tax | 32,000 | 61,000 | 92,000 | 76,000 |
| Net income | 603,000 | 1,156,000 | 1,756,000 | 2,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,449,000 | 17,450,000 | 17,498,000 | 17,703,000 |
| Total capital | 18,909,000 | 18,902,000 | 19,175,000 | 19,374,000 |
| Risk-weighted assets | 132,085,000 | 132,378,000 | 134,162,000 | 134,351,000 |