Call reports 2012
NORTHWEST BANK & TRUST COMPANY — 2012
What NORTHWEST BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 201,628,000 | 203,792,000 | 198,323,000 | 199,263,000 |
| Total loans | 109,967,000 | 108,664,000 | 108,714,000 | 109,264,000 |
| Allowance for loan losses | 2,284,000 | 1,817,000 | 1,710,000 | 1,456,000 |
| Securities available for sale | 19,000 | 19,000 | 19,000 | 19,000 |
| Securities held to maturity | 8,969,000 | 12,972,000 | 12,977,000 | 10,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,674,000 | 173,794,000 | 168,493,000 | 169,660,000 |
| Interest-bearing deposits | 143,194,000 | 141,740,000 | 137,359,000 | 137,060,000 |
| Noninterest-bearing deposits | 31,480,000 | 32,054,000 | 31,134,000 | 32,600,000 |
| Equity capital | 15,432,000 | 16,616,000 | 17,424,000 | 17,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,961,000 | 3,864,000 | 5,796,000 | 7,649,000 |
| Interest expense | 459,000 | 877,000 | 1,267,000 | 1,621,000 |
| Net interest income | 1,502,000 | 2,987,000 | 4,529,000 | 6,028,000 |
| Noninterest income | 966,000 | 2,100,000 | 3,290,000 | 4,599,000 |
| Noninterest expense | 1,992,000 | 4,154,000 | 6,035,000 | 7,985,000 |
| Provision for loan losses | 190,000 | 190,000 | 190,000 | 190,000 |
| Pretax income | 286,000 | 743,000 | 1,594,000 | 2,452,000 |
| Income tax | 14,000 | 37,000 | 80,000 | 112,000 |
| Net income | 272,000 | 706,000 | 1,514,000 | 2,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,432,000 | 16,616,000 | 17,424,000 | 17,399,000 |
| Total capital | 17,077,000 | 18,265,000 | 19,060,000 | 18,855,000 |
| Risk-weighted assets | 130,986,000 | 131,725,000 | 130,831,000 | 132,205,000 |