Call reports 2025
LAKESIDE BANK OF SALINA — 2025
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 48,491,000 | 52,912,000 | 53,903,000 | 52,937,000 |
| Total loans | 36,750,000 | 38,465,000 | 39,136,000 | 39,606,000 |
| Allowance for loan losses | 924,000 | 995,000 | 1,073,000 | 1,092,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,641,000 | 6,050,000 | 6,836,000 | 7,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,879,000 | 46,058,000 | 46,838,000 | 46,758,000 |
| Interest-bearing deposits | 29,568,000 | 32,211,000 | 33,373,000 | 33,694,000 |
| Noninterest-bearing deposits | 12,311,000 | 13,847,000 | 13,465,000 | 13,064,000 |
| Equity capital | 5,948,000 | 6,212,000 | 6,467,000 | 5,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,857,000 | 2,845,000 | 3,840,000 |
| Interest expense | 171,000 | 354,000 | 550,000 | 751,000 |
| Net interest income | 735,000 | 1,503,000 | 2,295,000 | 3,089,000 |
| Noninterest income | 86,000 | 166,000 | 256,000 | 333,000 |
| Noninterest expense | 412,000 | 825,000 | 1,300,000 | 1,757,000 |
| Provision for loan losses | 171,000 | 245,000 | 320,000 | 340,000 |
| Pretax income | 239,000 | 599,000 | 931,000 | 1,325,000 |
| Income tax | -56,000 | 40,000 | 117,000 | 206,000 |
| Net income | 295,000 | 559,000 | 814,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,948,000 | 6,212,000 | 6,467,000 | 5,772,000 |