Call reports 2024
LAKESIDE BANK OF SALINA — 2024
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 52,052,000 | 52,697,000 | 50,080,000 | 49,337,000 |
| Total loans | 37,393,000 | 36,575,000 | 36,268,000 | 35,925,000 |
| Allowance for loan losses | 1,071,000 | 1,046,000 | 924,000 | 755,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,451,000 | 5,143,000 | 5,716,000 | 5,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,617,000 | 46,095,000 | 43,229,000 | 43,080,000 |
| Interest-bearing deposits | 32,912,000 | 33,402,000 | 30,654,000 | 30,696,000 |
| Noninterest-bearing deposits | 12,705,000 | 12,693,000 | 12,575,000 | 12,384,000 |
| Equity capital | 6,055,000 | 6,230,000 | 6,456,000 | 5,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,755,000 | 2,681,000 | 3,590,000 |
| Interest expense | 172,000 | 368,000 | 560,000 | 739,000 |
| Net interest income | 697,000 | 1,387,000 | 2,121,000 | 2,851,000 |
| Noninterest income | 85,000 | 173,000 | 266,000 | 363,000 |
| Noninterest expense | 442,000 | 910,000 | 1,374,000 | 1,845,000 |
| Provision for loan losses | 47,000 | 128,000 | 200,000 | 298,000 |
| Pretax income | 295,000 | 524,000 | 818,000 | 1,074,000 |
| Income tax | 29,000 | 83,000 | 151,000 | 210,000 |
| Net income | 266,000 | 441,000 | 667,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,055,000 | 6,230,000 | 6,456,000 | 5,653,000 |