Call reports 2023
LAKESIDE BANK OF SALINA — 2023
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 52,974,000 | 52,692,000 | 51,731,000 | 51,346,000 |
| Total loans | 39,702,000 | 40,105,000 | 39,080,000 | 37,742,000 |
| Allowance for loan losses | 1,077,000 | 1,084,000 | 997,000 | 1,036,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,095,000 | 5,603,000 | 5,603,000 | 5,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,260,000 | 46,802,000 | 45,603,000 | 45,106,000 |
| Interest-bearing deposits | 32,590,000 | 34,538,000 | 33,284,000 | 33,047,000 |
| Noninterest-bearing deposits | 13,670,000 | 12,264,000 | 12,319,000 | 12,059,000 |
| Equity capital | 6,176,000 | 5,400,000 | 5,595,000 | 5,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,627,000 | 2,496,000 | 3,353,000 |
| Interest expense | 94,000 | 224,000 | 369,000 | 546,000 |
| Net interest income | 697,000 | 1,403,000 | 2,127,000 | 2,807,000 |
| Noninterest income | 92,000 | 179,000 | 268,000 | 352,000 |
| Noninterest expense | 452,000 | 901,000 | 1,352,000 | 1,814,000 |
| Provision for loan losses | 45,000 | 90,000 | 195,000 | 240,000 |
| Pretax income | 287,000 | 586,000 | 843,000 | 1,100,000 |
| Income tax | 71,000 | 146,000 | 208,000 | 271,000 |
| Net income | 216,000 | 440,000 | 635,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,176,000 | 5,400,000 | 5,595,000 | 5,789,000 |