Call reports 2022
LAKESIDE BANK OF SALINA — 2022
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 51,442,000 | 52,128,000 | 52,089,000 | 58,584,000 |
| Total loans | 38,461,000 | 39,254,000 | 38,682,000 | 39,576,000 |
| Allowance for loan losses | 980,000 | 1,038,000 | 1,021,000 | 1,057,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,455,000 | 5,788,000 | 5,666,000 | 5,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,833,000 | 46,255,000 | 45,952,000 | 52,208,000 |
| Interest-bearing deposits | 32,930,000 | 33,207,000 | 32,754,000 | 31,770,000 |
| Noninterest-bearing deposits | 12,903,000 | 13,048,000 | 13,198,000 | 20,438,000 |
| Equity capital | 5,211,000 | 5,445,000 | 5,697,000 | 5,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,334,000 | 2,035,000 | 2,791,000 |
| Interest expense | 44,000 | 91,000 | 125,000 | 195,000 |
| Net interest income | 602,000 | 1,243,000 | 1,910,000 | 2,596,000 |
| Noninterest income | 85,000 | 171,000 | 381,000 | 489,000 |
| Noninterest expense | 375,000 | 753,000 | 1,158,000 | 1,557,000 |
| Provision for loan losses | 63,000 | 137,000 | 283,000 | 328,000 |
| Pretax income | 249,000 | 524,000 | 850,000 | 1,200,000 |
| Income tax | 61,000 | 102,000 | 176,000 | 263,000 |
| Net income | 188,000 | 422,000 | 674,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,211,000 | 5,445,000 | 5,697,000 | 5,960,000 |