Call reports 2021
LAKESIDE BANK OF SALINA — 2021
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 50,004,000 | 50,231,000 | 48,838,000 | 48,802,000 |
| Total loans | 35,723,000 | 36,050,000 | 35,493,000 | 36,681,000 |
| Allowance for loan losses | 939,000 | 995,000 | 954,000 | 921,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,368,000 | 4,884,000 | 5,167,000 | 5,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,317,000 | 44,327,000 | 43,236,000 | 43,474,000 |
| Interest-bearing deposits | 32,749,000 | 32,106,000 | 31,312,000 | 31,068,000 |
| Noninterest-bearing deposits | 11,568,000 | 12,221,000 | 11,924,000 | 12,406,000 |
| Equity capital | 5,245,000 | 5,470,000 | 5,186,000 | 5,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,363,000 | 2,049,000 | 2,702,000 |
| Interest expense | 57,000 | 110,000 | 158,000 | 204,000 |
| Net interest income | 620,000 | 1,253,000 | 1,891,000 | 2,498,000 |
| Noninterest income | 81,000 | 171,000 | 247,000 | 332,000 |
| Noninterest expense | 346,000 | 715,000 | 1,062,000 | 1,422,000 |
| Provision for loan losses | 65,000 | 120,000 | 200,000 | 350,000 |
| Pretax income | 290,000 | 589,000 | 876,000 | 1,058,000 |
| Income tax | 70,000 | 144,000 | 215,000 | 260,000 |
| Net income | 220,000 | 445,000 | 661,000 | 798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,245,000 | 5,470,000 | 5,186,000 | 5,023,000 |