Call reports 2020
LAKESIDE BANK OF SALINA — 2020
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 42,505,000 | 45,161,000 | 46,409,000 | 46,914,000 |
| Total loans | 30,670,000 | 32,095,000 | 34,634,000 | 34,795,000 |
| Allowance for loan losses | 756,000 | 802,000 | 865,000 | 881,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,698,000 | 4,273,000 | 4,841,000 | 5,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,042,000 | 39,662,000 | 41,273,000 | 41,542,000 |
| Interest-bearing deposits | 28,783,000 | 29,874,000 | 30,486,000 | 29,946,000 |
| Noninterest-bearing deposits | 8,259,000 | 9,788,000 | 10,787,000 | 11,596,000 |
| Equity capital | 5,147,000 | 5,306,000 | 4,983,000 | 5,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,226,000 | 1,874,000 | 2,549,000 |
| Interest expense | 72,000 | 148,000 | 213,000 | 276,000 |
| Net interest income | 508,000 | 1,078,000 | 1,661,000 | 2,273,000 |
| Noninterest income | 74,000 | 149,000 | 227,000 | 319,000 |
| Noninterest expense | 351,000 | 703,000 | 1,074,000 | 1,439,000 |
| Provision for loan losses | 45,000 | 130,000 | 188,000 | 207,000 |
| Pretax income | 186,000 | 394,000 | 626,000 | 946,000 |
| Income tax | 44,000 | 93,000 | 148,000 | 226,000 |
| Net income | 142,000 | 301,000 | 478,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,147,000 | 5,306,000 | 4,983,000 | 5,025,000 |