Call reports 2019
LAKESIDE BANK OF SALINA — 2019
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 35,420,000 | 35,910,000 | 38,952,000 | 38,812,000 |
| Total loans | 23,089,000 | 24,962,000 | 25,881,000 | 28,237,000 |
| Allowance for loan losses | 634,000 | 663,000 | 693,000 | 705,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,893,000 | 4,327,000 | 4,484,000 | 4,482,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,752,000 | 31,123,000 | 33,991,000 | 33,796,000 |
| Interest-bearing deposits | 22,544,000 | 22,837,000 | 24,433,000 | 24,528,000 |
| Noninterest-bearing deposits | 8,208,000 | 8,286,000 | 9,558,000 | 9,268,000 |
| Equity capital | 4,585,000 | 4,704,000 | 4,862,000 | 5,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 969,000 | 1,522,000 | 2,105,000 |
| Interest expense | 29,000 | 69,000 | 123,000 | 190,000 |
| Net interest income | 433,000 | 900,000 | 1,399,000 | 1,915,000 |
| Noninterest income | 73,000 | 156,000 | 251,000 | 345,000 |
| Noninterest expense | 357,000 | 722,000 | 1,069,000 | 1,400,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 185,000 |
| Pretax income | 119,000 | 274,000 | 481,000 | 675,000 |
| Income tax | 25,000 | 61,000 | 110,000 | 161,000 |
| Net income | 94,000 | 213,000 | 371,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,585,000 | 4,704,000 | 4,862,000 | 5,005,000 |
| Total capital | 4,869,000 | 5,010,000 | 5,185,000 | 5,350,000 |
| Risk-weighted assets | 22,354,000 | 24,149,000 | 25,495,000 | 27,241,000 |