Call reports 2018
LAKESIDE BANK OF SALINA — 2018
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 34,208,000 | 33,988,000 | 33,799,000 | 32,958,000 |
| Total loans | 22,724,000 | 22,929,000 | 23,788,000 | 23,486,000 |
| Allowance for loan losses | 569,000 | 630,000 | 617,000 | 607,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,993,000 | 4,089,000 | 3,897,000 | 3,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,889,000 | 29,723,000 | 29,261,000 | 28,401,000 |
| Interest-bearing deposits | 21,297,000 | 21,192,000 | 20,669,000 | 20,179,000 |
| Noninterest-bearing deposits | 8,592,000 | 8,531,000 | 8,592,000 | 8,222,000 |
| Equity capital | 4,237,000 | 4,177,000 | 4,359,000 | 4,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 907,000 | 1,516,000 | 1,981,000 |
| Interest expense | 20,000 | 34,000 | 47,000 | 61,000 |
| Net interest income | 422,000 | 873,000 | 1,469,000 | 1,920,000 |
| Noninterest income | 85,000 | 169,000 | 259,000 | 353,000 |
| Noninterest expense | 352,000 | 708,000 | 1,106,000 | 1,439,000 |
| Provision for loan losses | 30,000 | 61,000 | 110,000 | 150,000 |
| Pretax income | 125,000 | 273,000 | 512,000 | 684,000 |
| Income tax | 28,000 | 61,000 | 118,000 | 158,000 |
| Net income | 97,000 | 212,000 | 394,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,237,000 | 4,177,000 | 4,359,000 | 4,491,000 |
| Total capital | 4,508,000 | 4,448,000 | 4,638,000 | 4,769,000 |
| Risk-weighted assets | 21,422,000 | 21,335,000 | 21,999,000 | 21,922,000 |