Call reports 2017
LAKESIDE BANK OF SALINA — 2017
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 35,716,000 | 35,815,000 | 34,415,000 | 33,487,000 |
| Total loans | 23,339,000 | 23,355,000 | 23,530,000 | 23,295,000 |
| Allowance for loan losses | 773,000 | 728,000 | 687,000 | 561,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,126,000 | 3,799,000 | 3,997,000 | 3,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,463,000 | 31,501,000 | 29,995,000 | 29,259,000 |
| Interest-bearing deposits | 23,677,000 | 23,806,000 | 22,663,000 | 21,841,000 |
| Noninterest-bearing deposits | 7,786,000 | 7,695,000 | 7,332,000 | 7,418,000 |
| Equity capital | 4,160,000 | 4,218,000 | 4,271,000 | 4,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 923,000 | 1,389,000 | 1,841,000 |
| Interest expense | 24,000 | 49,000 | 73,000 | 96,000 |
| Net interest income | 420,000 | 874,000 | 1,316,000 | 1,745,000 |
| Noninterest income | 78,000 | 158,000 | 242,000 | 339,000 |
| Noninterest expense | 349,000 | 700,000 | 1,052,000 | 1,398,000 |
| Provision for loan losses | 8,000 | 10,000 | 10,000 | 40,000 |
| Pretax income | 141,000 | 322,000 | 496,000 | 646,000 |
| Income tax | 47,000 | 109,000 | 168,000 | 326,000 |
| Net income | 94,000 | 213,000 | 328,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,160,000 | 4,218,000 | 4,271,000 | 4,202,000 |
| Total capital | 4,443,000 | 4,506,000 | 4,549,000 | 4,429,000 |
| Risk-weighted assets | 22,125,000 | 22,631,000 | 21,869,000 | 21,504,000 |