Call reports 2016
LAKESIDE BANK OF SALINA — 2016
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 32,878,000 | 32,584,000 | 34,505,000 | 34,550,000 |
| Total loans | 23,787,000 | 24,668,000 | 24,696,000 | 24,253,000 |
| Allowance for loan losses | 715,000 | 732,000 | 748,000 | 757,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,239,000 | 3,590,000 | 3,780,000 | 3,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,885,000 | 28,473,000 | 30,219,000 | 30,197,000 |
| Interest-bearing deposits | 22,312,000 | 21,746,000 | 22,621,000 | 22,500,000 |
| Noninterest-bearing deposits | 6,573,000 | 6,727,000 | 7,598,000 | 7,697,000 |
| Equity capital | 3,898,000 | 3,967,000 | 4,054,000 | 4,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 915,000 | 1,417,000 | 1,894,000 |
| Interest expense | 16,000 | 33,000 | 50,000 | 75,000 |
| Net interest income | 422,000 | 882,000 | 1,367,000 | 1,819,000 |
| Noninterest income | 81,000 | 165,000 | 261,000 | 362,000 |
| Noninterest expense | 327,000 | 654,000 | 990,000 | 1,326,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 161,000 | 363,000 | 593,000 | 800,000 |
| Income tax | 57,000 | 128,000 | 209,000 | 281,000 |
| Net income | 104,000 | 235,000 | 384,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,898,000 | 3,967,000 | 4,054,000 | 4,128,000 |
| Total capital | 4,171,000 | 4,248,000 | 4,338,000 | 4,413,000 |
| Risk-weighted assets | 21,401,000 | 22,045,000 | 22,291,000 | 22,370,000 |