Call reports 2015
LAKESIDE BANK OF SALINA — 2015
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,550,000 | 33,254,000 | 31,726,000 | 32,020,000 |
| Total loans | 25,051,000 | 25,233,000 | 24,400,000 | 23,850,000 |
| Allowance for loan losses | 678,000 | 660,000 | 636,000 | 703,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,049,000 | 1,282,000 | 1,281,000 | 1,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,424,000 | 28,969,000 | 27,340,000 | 27,910,000 |
| Interest-bearing deposits | 23,026,000 | 22,939,000 | 21,367,000 | 21,501,000 |
| Noninterest-bearing deposits | 6,398,000 | 6,030,000 | 5,973,000 | 6,409,000 |
| Equity capital | 3,711,000 | 3,771,000 | 3,811,000 | 3,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 923,000 | 1,374,000 | 1,827,000 |
| Interest expense | 17,000 | 34,000 | 51,000 | 66,000 |
| Net interest income | 446,000 | 889,000 | 1,323,000 | 1,761,000 |
| Noninterest income | 98,000 | 208,000 | 300,000 | 409,000 |
| Noninterest expense | 308,000 | 618,000 | 941,000 | 1,279,000 |
| Provision for loan losses | 35,000 | 88,000 | 133,000 | 178,000 |
| Pretax income | 201,000 | 391,000 | 549,000 | 713,000 |
| Income tax | 72,000 | 140,000 | 197,000 | 255,000 |
| Net income | 129,000 | 251,000 | 352,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,711,000 | 3,771,000 | 3,811,000 | 3,855,000 |
| Total capital | 3,763,000 | 4,044,000 | 4,081,000 | 4,125,000 |
| Risk-weighted assets | 3,521,000 | 21,454,000 | 21,245,000 | 21,194,000 |