Call reports 2014
LAKESIDE BANK OF SALINA — 2014
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 33,402,000 | 32,960,000 | 33,045,000 | 31,543,000 |
| Total loans | 24,513,000 | 24,630,000 | 25,296,000 | 25,144,000 |
| Allowance for loan losses | 742,000 | 762,000 | 772,000 | 714,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,193,000 | 1,053,000 | 1,050,000 | 1,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,528,000 | 28,950,000 | 28,862,000 | 27,568,000 |
| Interest-bearing deposits | 23,358,000 | 22,891,000 | 22,744,000 | 21,721,000 |
| Noninterest-bearing deposits | 6,170,000 | 6,059,000 | 6,118,000 | 5,847,000 |
| Equity capital | 3,463,000 | 3,492,000 | 3,565,000 | 3,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 913,000 | 1,385,000 | 1,862,000 |
| Interest expense | 19,000 | 37,000 | 56,000 | 74,000 |
| Net interest income | 446,000 | 876,000 | 1,329,000 | 1,788,000 |
| Noninterest income | 87,000 | 185,000 | 274,000 | 360,000 |
| Noninterest expense | 313,000 | 625,000 | 942,000 | 1,247,000 |
| Provision for loan losses | 45,000 | 60,000 | 75,000 | 95,000 |
| Pretax income | 175,000 | 376,000 | 586,000 | 806,000 |
| Income tax | 62,000 | 134,000 | 210,000 | 290,000 |
| Net income | 113,000 | 242,000 | 376,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,463,000 | 3,492,000 | 3,565,000 | 3,643,000 |
| Total capital | 3,766,000 | 3,797,000 | 3,877,000 | 3,925,000 |
| Risk-weighted assets | 23,787,000 | 23,915,000 | 24,518,000 | 22,159,000 |