Call reports 2013
LAKESIDE BANK OF SALINA — 2013
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 33,395,000 | 32,881,000 | 32,005,000 | 32,241,000 |
| Total loans | 24,417,000 | 24,554,000 | 24,593,000 | 24,709,000 |
| Allowance for loan losses | 621,000 | 646,000 | 643,000 | 696,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,656,000 | 1,291,000 | 1,195,000 | 1,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,422,000 | 28,988,000 | 27,881,000 | 28,587,000 |
| Interest-bearing deposits | 23,308,000 | 22,980,000 | 22,456,000 | 23,033,000 |
| Noninterest-bearing deposits | 6,114,000 | 6,008,000 | 5,425,000 | 5,554,000 |
| Equity capital | 3,556,000 | 3,696,000 | 3,828,000 | 3,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 951,000 | 1,425,000 | 1,884,000 |
| Interest expense | 25,000 | 49,000 | 71,000 | 91,000 |
| Net interest income | 449,000 | 902,000 | 1,354,000 | 1,793,000 |
| Noninterest income | 86,000 | 179,000 | 285,000 | 401,000 |
| Noninterest expense | 305,000 | 597,000 | 890,000 | 1,195,000 |
| Provision for loan losses | 15,000 | 53,000 | 113,000 | 173,000 |
| Pretax income | 215,000 | 431,000 | 636,000 | 826,000 |
| Income tax | 78,000 | 154,000 | 227,000 | 295,000 |
| Net income | 137,000 | 277,000 | 409,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,556,000 | 3,696,000 | 3,828,000 | 3,350,000 |
| Total capital | 3,853,000 | 3,990,000 | 4,125,000 | 3,641,000 |
| Risk-weighted assets | 23,433,000 | 23,174,000 | 23,398,000 | 22,851,000 |