Call reports 2012
LAKESIDE BANK OF SALINA — 2012
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,497,000 | 32,168,000 | 32,227,000 | 32,089,000 |
| Total loans | 23,630,000 | 24,360,000 | 25,036,000 | 25,028,000 |
| Allowance for loan losses | 600,000 | 603,000 | 610,000 | 603,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,526,000 | 1,660,000 | 1,659,000 | 1,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,869,000 | 28,319,000 | 28,461,000 | 28,449,000 |
| Interest-bearing deposits | 23,707,000 | 23,076,000 | 22,162,000 | 22,858,000 |
| Noninterest-bearing deposits | 5,162,000 | 5,243,000 | 6,299,000 | 5,591,000 |
| Equity capital | 3,295,000 | 3,426,000 | 3,557,000 | 3,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 937,000 | 1,417,000 | 1,901,000 |
| Interest expense | 34,000 | 68,000 | 98,000 | 129,000 |
| Net interest income | 423,000 | 869,000 | 1,319,000 | 1,772,000 |
| Noninterest income | 77,000 | 164,000 | 246,000 | 337,000 |
| Noninterest expense | 304,000 | 620,000 | 934,000 | 1,245,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 65,000 |
| Pretax income | 181,000 | 383,000 | 586,000 | 799,000 |
| Income tax | 63,000 | 134,000 | 206,000 | 282,000 |
| Net income | 118,000 | 249,000 | 380,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,295,000 | 3,426,000 | 3,557,000 | 3,419,000 |
| Total capital | 3,585,000 | 3,717,000 | 3,850,000 | 3,707,000 |
| Risk-weighted assets | 22,867,000 | 22,953,000 | 23,088,000 | 22,726,000 |