Call reports 2011
LAKESIDE BANK OF SALINA — 2011
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 31,766,000 | 31,379,000 | 30,132,000 | 30,894,000 |
| Total loans | 22,721,000 | 23,461,000 | 23,658,000 | 23,753,000 |
| Allowance for loan losses | 439,000 | 583,000 | 578,000 | 594,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 591,000 | 1,434,000 | 1,528,000 | 1,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,751,000 | 28,217,000 | 26,767,000 | 27,474,000 |
| Interest-bearing deposits | 23,622,000 | 22,566,000 | 21,944,000 | 22,528,000 |
| Noninterest-bearing deposits | 5,129,000 | 5,651,000 | 4,823,000 | 4,946,000 |
| Equity capital | 2,951,000 | 3,039,000 | 3,155,000 | 3,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 869,000 | 1,331,000 | 1,804,000 |
| Interest expense | 45,000 | 84,000 | 119,000 | 153,000 |
| Net interest income | 380,000 | 785,000 | 1,212,000 | 1,651,000 |
| Noninterest income | 82,000 | 279,000 | 359,000 | 498,000 |
| Noninterest expense | 299,000 | 619,000 | 928,000 | 1,223,000 |
| Provision for loan losses | 160,000 | 320,000 | 335,000 | 350,000 |
| Pretax income | 3,000 | 125,000 | 308,000 | 576,000 |
| Income tax | 0 | 34,000 | 101,000 | 197,000 |
| Net income | 3,000 | 91,000 | 207,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,951,000 | 3,039,000 | 3,155,000 | 3,177,000 |
| Total capital | 3,229,000 | 3,335,000 | 3,446,000 | 3,467,000 |
| Risk-weighted assets | 22,114,000 | 23,360,000 | 23,032,000 | 22,890,000 |