Call reports 2010
LAKESIDE BANK OF SALINA — 2010
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,922,000 | 30,774,000 | 30,085,000 | 31,009,000 |
| Total loans | 24,034,000 | 24,155,000 | 23,997,000 | 23,845,000 |
| Allowance for loan losses | 270,000 | 284,000 | 264,000 | 313,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 481,000 | 596,000 | 595,000 | 592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,625,000 | 27,235,000 | 26,994,000 | 27,776,000 |
| Interest-bearing deposits | 23,225,000 | 22,911,000 | 22,325,000 | 23,319,000 |
| Noninterest-bearing deposits | 4,400,000 | 4,324,000 | 4,669,000 | 4,457,000 |
| Equity capital | 3,155,000 | 3,294,000 | 2,811,000 | 2,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 993,000 | 1,500,000 | 2,000,000 |
| Interest expense | 65,000 | 119,000 | 170,000 | 219,000 |
| Net interest income | 440,000 | 874,000 | 1,330,000 | 1,781,000 |
| Noninterest income | 81,000 | 173,000 | 272,000 | 373,000 |
| Noninterest expense | 290,000 | 578,000 | 880,000 | 1,169,000 |
| Provision for loan losses | 23,000 | 45,000 | 240,000 | 290,000 |
| Pretax income | 208,000 | 424,000 | 482,000 | 695,000 |
| Income tax | 74,000 | 151,000 | 168,000 | 244,000 |
| Net income | 134,000 | 273,000 | 314,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,155,000 | 3,294,000 | 2,811,000 | 2,948,000 |
| Total capital | 3,425,000 | 3,578,000 | 3,075,000 | 3,231,000 |
| Risk-weighted assets | 22,499,000 | 22,696,000 | 22,827,000 | 22,587,000 |