Call reports 2009
LAKESIDE BANK OF SALINA — 2009
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,169,000 | 30,476,000 | 29,537,000 | 30,187,000 |
| Total loans | 23,474,000 | 23,747,000 | 24,501,000 | 24,676,000 |
| Allowance for loan losses | 286,000 | 315,000 | 267,000 | 289,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 562,000 | 487,000 | 986,000 | 486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,404,000 | 27,577,000 | 26,429,000 | 26,964,000 |
| Interest-bearing deposits | 22,166,000 | 23,323,000 | 22,345,000 | 22,318,000 |
| Noninterest-bearing deposits | 4,238,000 | 4,254,000 | 4,084,000 | 4,646,000 |
| Equity capital | 2,636,000 | 2,771,000 | 2,904,000 | 3,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,088,000 | 1,620,000 | 2,158,000 |
| Interest expense | 107,000 | 203,000 | 287,000 | 367,000 |
| Net interest income | 428,000 | 885,000 | 1,333,000 | 1,791,000 |
| Noninterest income | 92,000 | 179,000 | 270,000 | 350,000 |
| Noninterest expense | 264,000 | 554,000 | 840,000 | 1,137,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 195,000 |
| Pretax income | 211,000 | 420,000 | 628,000 | 809,000 |
| Income tax | 75,000 | 149,000 | 224,000 | 288,000 |
| Net income | 136,000 | 271,000 | 404,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,636,000 | 2,771,000 | 2,904,000 | 3,021,000 |
| Total capital | 2,906,000 | 3,053,000 | 3,171,000 | 3,303,000 |
| Risk-weighted assets | 21,565,000 | 22,504,000 | 22,113,000 | 22,559,000 |