Call reports 2002
LAKESIDE BANK OF SALINA — 2002
What LAKESIDE BANK OF SALINA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,639,000 | 25,388,000 | 23,702,000 | 24,006,000 |
| Total loans | 16,404,000 | 15,616,000 | 15,449,000 | 14,300,000 |
| Allowance for loan losses | 264,000 | 254,000 | 236,000 | 248,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,048,000 | 3,732,000 | 3,232,000 | 2,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,308,000 | 22,964,000 | 21,062,000 | 21,267,000 |
| Interest-bearing deposits | 20,604,000 | 20,204,000 | 18,236,000 | 18,390,000 |
| Noninterest-bearing deposits | 2,704,000 | 2,760,000 | 2,826,000 | 2,877,000 |
| Equity capital | 2,226,000 | 2,390,000 | 2,555,000 | 2,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 958,000 | 1,412,000 | 1,848,000 |
| Interest expense | 144,000 | 279,000 | 392,000 | 494,000 |
| Net interest income | 341,000 | 679,000 | 1,020,000 | 1,354,000 |
| Noninterest income | 65,000 | 131,000 | 205,000 | 282,000 |
| Noninterest expense | 173,000 | 330,000 | 494,000 | 684,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 45,000 |
| Pretax income | 224,000 | 462,000 | 704,000 | 907,000 |
| Income tax | 68,000 | 142,000 | 219,000 | 282,000 |
| Net income | 156,000 | 320,000 | 485,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,226,000 | 2,390,000 | 2,555,000 | 2,695,000 |
| Total capital | 2,441,000 | 2,642,000 | 2,791,000 | 2,927,000 |
| Risk-weighted assets | 17,127,000 | 19,446,000 | 19,541,000 | 18,561,000 |
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