Call report 2021Q4
OPTUS BANK — 2021Q4
The 22 measures OPTUS BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 315,458,000 | USD | evidence → |
| Total loans | 133,192,000 | USD | evidence → |
| Allowance for loan losses | 689,000 | USD | evidence → |
| Securities available for sale | 9,726,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 281,681,000 | USD | evidence → |
| Interest-bearing deposits | 233,532,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,149,000 | USD | evidence → |
| Equity capital | 32,099,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,654,000 | USD | evidence → |
| Interest expense | 920,000 | USD | evidence → |
| Net interest income | 5,734,000 | USD | evidence → |
| Noninterest income | 706,000 | USD | evidence → |
| Noninterest expense | 4,075,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 2,065,000 | USD | evidence → |
| Income tax | 406,000 | USD | evidence → |
| Net income | 1,659,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,602,000 | USD | evidence → |