Call report 2020Q4
OPTUS BANK — 2020Q4
The 22 measures OPTUS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,302,000 | USD | evidence → |
| Total loans | 91,552,000 | USD | evidence → |
| Allowance for loan losses | 547,000 | USD | evidence → |
| Securities available for sale | 11,998,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,402,000 | USD | evidence → |
| Interest-bearing deposits | 111,224,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,178,000 | USD | evidence → |
| Equity capital | 17,622,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,187,000 | USD | evidence → |
| Interest expense | 622,000 | USD | evidence → |
| Net interest income | 3,565,000 | USD | evidence → |
| Noninterest income | 875,000 | USD | evidence → |
| Noninterest expense | 3,327,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,113,000 | USD | evidence → |
| Income tax | -2,083,000 | USD | evidence → |
| Net income | 3,196,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,195,000 | USD | evidence → |