Call report 2019Q4
OPTUS BANK — 2019Q4
The 22 measures OPTUS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,131,000 | USD | evidence → |
| Total loans | 50,845,000 | USD | evidence → |
| Allowance for loan losses | 605,000 | USD | evidence → |
| Securities available for sale | 8,524,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,051,000 | USD | evidence → |
| Interest-bearing deposits | 59,133,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,918,000 | USD | evidence → |
| Equity capital | 7,518,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,166,000 | USD | evidence → |
| Interest expense | 602,000 | USD | evidence → |
| Net interest income | 2,564,000 | USD | evidence → |
| Noninterest income | 769,000 | USD | evidence → |
| Noninterest expense | 2,793,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 540,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,447,000 | USD | evidence → |
| Total capital | 8,000,000 | USD | evidence → |
| Risk-weighted assets | 44,183,000 | USD | evidence → |